Terms of Service

These Terms of Service ("Terms") govern your use of jablonskiinsurance.com (the "Site") operated by Jablonski Insurance ("we", "us", or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site. This page is provided for informational purposes and is not legal advice.

Use of the Site

You may use the Site for lawful, personal, and non-commercial purposes and to request information about insurance products and services from our agency. You agree not to:

• Use the Site in any way that violates applicable law or regulation.
• Attempt to gain unauthorized access to the Site, its servers, or related systems.
• Interfere with or disrupt the Site or the networks connected to it.
• Copy, reproduce, or redistribute Site content without our written permission.

No Insurance Advice, No Offer of Coverage

Content on the Site is general information about insurance topics and is not a recommendation, quote, or offer of coverage. Coverage is only bound when a licensed agent or carrier issues a written policy or binder. Coverage descriptions on the Site are summaries; the actual terms, conditions, exclusions, and limits of any policy are governed by the policy documents themselves.

Quotes and Requests

Quotes provided through the Site or in follow-up communications are estimates based on the information you provide and are subject to change based on underwriting review, carrier eligibility, and verification of information. Submitting a quote request does not create an insurance policy.

Licensing

Jablonski Insurance is a licensed independent insurance agency operating in the state of Illinois and other states where properly licensed. Products and availability vary by state and carrier.

Third-Party Content and Links

The Site may contain links to third-party websites or content, such as carrier portals or informational resources. We do not control and are not responsible for third-party content or practices. Links are provided for convenience only and do not imply endorsement.

Intellectual Property

The Site and all content on it, including text, graphics, logos, and images, are owned by Jablonski Insurance or its licensors and are protected by intellectual property laws. The Jablonski Insurance name and logo are trademarks of Jablonski Insurance and may not be used without permission.

Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Jablonski Insurance and its employees, agents, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, arising out of or related to your use of the Site. Our total liability related to the Site will not exceed one hundred U.S. dollars ($100).

Indemnification

You agree to indemnify and hold Jablonski Insurance harmless from any claims, losses, liabilities, or expenses (including reasonable attorneys' fees) arising out of your use of the Site or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict of laws principles. Any dispute arising out of or relating to the Site or these Terms will be brought exclusively in state or federal courts located in Lake County, Illinois.

Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above shows when they were most recently revised. Continued use of the Site after changes means you accept the updated Terms.

Contact

Questions about these Terms? Contact Jablonski Insurance at (847) 587-3200 or visit us at 37 S Route 12, Ste 2, Fox Lake, IL 60020.