
Insurance Agency in Island Lake, IL
Jablonski Insurance is a local independent insurance agency serving Island Lake from our Fox Lake office, about 20 minutes north. Auto, home, boat, flood, life, and business coverage built for lakefront living.
Your Local Insurance Agency Serving Island Lake, IL
Island Lake is a lake town split across two counties, with a housing mix that runs from original cottages to fully rebuilt lakefront homes. Coverage here has to account for water, older construction, and the boats and piers that come with living on the lake.
As an independent agency we compare carriers instead of defending one, and we handle auto, home, boat, flood, life, and business coverage through a single local agent who knows the area.
Call (847) 587-3200 or stop by 37 S Route 12 in Fox Lake. Real people, local service, no call center.

Insurance We Offer in Island Lake
One local insurance agent for every policy Island Lake residents and business owners need.
Why Local Insurance Matters in Island Lake
Coverage here isn't one-size-fits-all. These are the risks we help Island Lake clients plan for.
Lakefront and Fox River Flooding
Island Lake homes sit around the lake and near the Fox River, where rising water is a genuine risk and always excluded from homeowners coverage. We compare NFIP and private flood options.
Boats, PWC, and Piers
Fishing boats, pontoons, and personal watercraft on Island Lake need their own liability and physical-damage coverage, plus protection for piers and lifts.
Converted Cottages and Older Homes
Much of Island Lake began as lake cottages. Older roofs, wiring, and additions change both price and coverage, and we make sure the dwelling limit matches the finished home.
Split County Lines
Island Lake spans Lake and McHenry counties, which affects rating and sometimes flood mapping. We handle both sides without you having to sort it out.
Why Island Lake Chooses Jablonski Insurance
A Local Agent Who Knows the Area
Instead of a 1-800 number, you get a real agent a short drive from Island Lake who knows the roads, the lakes, and the risks of living here.
Bundle and Save With
Combine auto, home, boat, and more on your policies to unlock multi-policy discounts, all handled by one agent.
The Strength of
Nationwide carrier support, 24/7 service, and modern tools, paired with the local guidance of an agent who lives and works nearby.
Service in Three Languages
Our team assists clients in English, Spanish, and Romanian, so more of your neighbors get clear answers.
Ready for a Quote in Island Lake?
Talk to a local agent today. No call centers, no pressure.
What Our Neighbors Say
A Short Drive From Island Lake
Find us directly across from McDonald's on Route 12 in Fox Lake. Stop in, call, or make an appointment and talk to a real local agent.
Neighborhoods We Serve in Island Lake
From downtown to the newer subdivisions, we help Island Lake families and business owners across every corner of town.
We're about 20 minutes from Island Lake via Route 176 and Route 12.
Other Areas We Serve
Not in Island Lake? We serve families and businesses across Lake County, southern Wisconsin, and northern Indiana. Find your community below.
Island Lake Insurance Questions
If you're near the lake, a low-lying lot, or the Fox River, it's worth checking. Homeowners policies exclude rising water entirely, and a Preferred Risk Policy outside the high-risk zone is often inexpensive.
Get Your Island Lake Quote
Ready to find coverage that fits your life in Island Lake? Reach our Fox Lake team directly and we will walk you through your options.
